Workers’ Compensation

What is Workers’ Compensation?

Workers’ compensation is insurance that covers an injured employee’s medical care and treatment, along with lost wage benefits if they are injured while working for their employer. This insurance is provided by the employer and will be used when the employer and insurance agency determines that the injury is due to a work-related injury or illness.

How do I know if I have workers’ compensation?

In 2021, there were 65,952 workers’ compensation claims filed in the state of Florida. Most employers in Florida and Georgia are required by law to supply workers’ compensation for their employees. Be sure to check your benefits and contracts to see if you fall under this category. Workers’ compensation in Florida and Georgia is supplied for employees that work full-time and for companies that have 4 or more employees. As an employer, you are responsible for understanding and making your employees aware of their workers’ compensation. It protects you, as an employer, from lawsuits and financial risks that may come with on-the-job accidents or illnesses. It also gives your employees a sense of trust and relief to know that you care about their safety and well-being.

How do I get my workers’ compensation?

If you are injured due to a work-related accident it is important to inform your employer and immediately seek medical attention. The most important thing is to take care of yourself. If your employer and the insurance company determine that this was a work-related injury, workers’ compensation will cover lost wages, medical care and treatment, funeral costs, and death benefits if necessary.

What if I am not receiving the workers’ compensation I deserve?

If you believe that your injury is due to an on-site or on-the-job incident, it is urgent to contact an attorney. Your attorney will be able to collect the information and determine a way to fight the insurance company and your employer to give you the coverage you or a loved one deserves. Situations such as on-the-job injuries can be frightening and can cause stress on you and your family. If your employer’s insurance carrier is not providing you the benefits you’re entitled to, there are further steps that can be taken to help you.

Make sure you are receiving the compensation you need by contacting an attorney at Scott & Wallace. We are here to help you understand your rights and coverage. We will fight your battle for you, the only thing you will have to worry about after you place your battle into our hands is your recovery. We will fight your fight as if it was our own and not rest until we have helped you win your battle. Don’t let medical bills and lost wages from a workplace incident derail your financial future! Contact Scott & Wallace today!