Hurricane Claims
Hurricane Michael slammed into the Florida Panhandle on October 10, 2018, making landfall in Mexico Beach, Florida. The resulting devastation to coastal communities is unprecedented. The path of destruction continues well inland through North Florida and South Georgia. Many businesses were destroyed and the livelihoods of business owners and their employees are now uncertain. Many business owners do not realize that they have potential insurance claims that can help them stabilize and rebuild following Hurricane Michael. At Scott & Wallace, we are handling insurance claims caused by Hurricane Michael. Our focus is recouping lost profits and payroll for business owners and their employees. Please contact us in Tallahassee at (850) 222-7777 or in Panama City at (850) 215-5555 for a free consultation.
Business Lost Profits
Businesses affected by hurricanes take a hit to their bottom line in several ways. First, in the days leading up to the storm, there are costs involved in preparing for the storm instead of operating the business as usual. Immediately following the storm, the business is closed due to a lack of utilities and the inability to access the physical location as crews work to clear debris, downed trees, and fallen power lines. The length of the closure period will vary by location. Additionally, even after businesses are able to re-open, they are often not as profitable as they were before the storm due to the loss of goodwill or to the fact that their customer base is not as large as it was pre-storm because people have not returned to their homes and fewer tourists are visiting the impacted areas. Insurance companies almost always deny or low-ball lost wage claims. Our firm has a team of experts and forensic accountants who work with the business’ accountant to help ensure that the business is adequately compensated for the actual damages that they have sustained.
Payroll
When businesses are not open, they are not making money. This can have a trickle-down effect that makes it harder or even impossible for the business to make payroll. This leaves the most vulnerable employees worrying about where their next paycheck will come from. Many business owners do not realize that insurance companies may have to pay to have payroll run as scheduled. At Scott & Wallace, once we are retained by a business to pursue lost profits, we handle this part of the claim completely free of charge, as we believe the last thing an employee needs to be worried about as they piece their life back together is whether or not they will have a stable income source to rely on.
Time Limits
Most policies have time frames in which claims are required to be reported. Oftentimes, these time frames can be very short. Insurance companies will often attempt to deny claims based on an insured’s failure to timely report a claim.
Contingency Fee
Our firm takes business loss cases on a contingency fee. That means you do not pay us anything unless we recover money for you. Additionally, there are certain situations in which the insurance company is responsible for paying some or all of your legal fees. The bottom line is that you do not pay us anything unless we win, and even then, the insurance company may be responsible for the legal fees.
Overview
At Scott & Wallace, we are handling insurance claims caused by Hurricane Michael. Our focus is recouping lost profits and payroll for business owners and their employees. Please contact us in Tallahassee at (850) 222-7777 or in Panama City at (850) 215-5555 for a free consultation.
The Scott & Wallace Approach to Hurricane Claims
Our solemn vow to each client is that we will never rest until we have delivered the best possible result that we can. This mission is accomplished through aggressive, but principled, representation — reasoned, but passionate advocacy — and focused, but empathetic counsel. Here are your next steps:
- Contact us.
- Get your questions answered.
- Learn how we help.
- Hire us (there are no fees unless we win).
- We investigate your claim while you focus on your treatment.
- We negotiate your claim and seek maximum compensation.
Legal Guidance Customized for Your Needs
We have a track record of success — but not just a track record of winning, a track record of delivering an unparalleled experience to our clients — one that involves personal interaction, attention to detail, and consistent communication. We deliver this experience to you from our comfortable, state of the art offices that have been equipped with all the latest amenities and technology. Each attorney and support staff are fully equipped to meet you where you are at the time of need, whether that’s holding a virtual meeting or discussing your case in person. We take cases seriously. We take our clients seriously. This is why we deliver.
- Talk to you about your case.
- Investigate it thoroughly.
- Aggressively pursue the maximum compensation you deserve.
- You won’t pay anything unless we recover for you.
When you hire us, we ask only that you place your legal issues squarely in our hands so that you can focus on you and your family’s healing and well-being. From there, your fight becomes our fight, and our mission is full and final justice.